Date Published 09 February 2018
When it comes to getting a mortgage, if you opt to do it yourself you can expect to spend a lot of
time trawling websites comparing best buys and traipsing round various different lenders.
All this takes time and it can be hard to know if you've made the right choice.
That's why these days over 70% of buyers are choosing to work with a mortgage adviser to help ensure they get the most appropriate deal. Mortgage advisers undergo in-depth training and we know the mortgage market inside out. We can carry out all the research for you, and know the
major lenders well. We may also have access to special mortgage deals only available via Intermediaries. We know from experience which lenders are likely to favour lending to people in your circumstances, and will make sure you include all the relevant information when you make your application.
Mortgage applications made via an adviser can often go through quicker, principally because we
know the criteria used by each lender, and are on hand to supply answers to any queries that might be raised. We know what specific information lenders expect to see in order to agree a loan,
and will ensure it's included.
NOT JUST ANY MORTGAGE
We will spend time with you working out what's the right type of mortgage for you, given your financial situation. We will also provide useful information on things like how much deposit you'll need to get a good mortgage deal, how to choose a conveyancer or solicitor, and the different types of property survey available.
Your home or property may be repossessed if you do not keep up repayments on your mortgage.
Essentially Mortgages - Article (Intrinsic)
